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CHOOSE YOUR TERM – 4.25% APY* 3 MONTH Certificate1 12 MONTH Certificate1 24 MONTH Certificate1 6 MONTH Certificate1 15 MONTH Certificate1 30 MONTH Certificate1 9 MONTH Certificate1 18 MONTH Certificate1 6 MONTH ADD ON Certificate2 *APY= Annual Percentage Yield 1 Additional terms: Minimum to open $1,000. $1,000 minimum balance required to obtain stated APY. A penalty may be imposed for early withdrawal. A withdrawal of interest will reduce earnings. No monthly service charge. 2 Additional terms: Minimum to open $500. $500 minimum balance required to obtain stated APY. No monthly service charge. Unlimited deposits may be added to the principal. One penalty free withdrawal per 6-month term (does not apply to withdrawals made within the first seven days after any deposit). A withdrawal of interest will reduce earnings. For all products: Interest Rates and APY are accurate as of date of publication. Rates are subject to change without notice. Fees on any account could reduce earnings on account. Public Funds are not eligible for Certificate of Deposit rates. Contact your local branch for more information. clayton 8182 Maryland Ave., Suite 100 | (314) 571-5610 chesterfield 16100 Swingley Ridge Rd. | (636) 681-1144